Fintech and Digital Banking
Secure payments, wallet ecosystems and banking platforms designed for regional scale.
Payments / Core banking / Interoperability
Fintech, AI and Digital Transformation Executive
Farhan Harun
Building the systems behind Africa's financial future.
Executive insight on secure fintech infrastructure, responsible AI, digital banking and the technology decisions that shape resilient financial institutions.
The African CTO Brief
Clear thinking for consequential technology decisions.
A focused publication for leaders building and investing in African financial systems. Each briefing turns complex technology questions into practical choices, trade-offs and operating principles.
- 01
- Built from operating experience
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- Written for executive decisions
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- Grounded in African markets
Operating domains
Where technology meets institutional trust.
Four connected disciplines for leaders balancing growth, resilience, customer expectations and regulatory scrutiny.
AI for Enterprises
Practical AI adoption grounded in data readiness, governance and measurable business value.
Use cases / Governance / Engineering
CTO Strategy
Architecture, delivery and team decisions translated into language boards can act on.
Architecture / Delivery / Talent
Technology Governance
Sharper technical diligence and risk oversight before capital or reputation is exposed.
Due diligence / Cyber risk / Vendors
Selected briefings
Ideas for leaders building what comes next.
Editorial deskAFR / CTOIndependent analysis
01
What African Banks Should Consider Before Replacing a Core Banking System
A board-level framework for balancing modernization, migration risk, operating cost and customer continuity.
02
A CTO's Framework for Evaluating Fintech Vendors
The technical, operational and commercial questions leaders should ask before committing to a platform partner.
03
Seven AI Use Cases African Banks Can Implement Today
Practical opportunities to improve service, compliance and productivity while protecting sensitive financial data.
Advisory and speaking
Independent judgment when the stakes are high.
Focused engagements for leadership teams, boards and investors who need technology risk translated into decisive action.
Discuss an engagementTechnology strategy
Independent guidance for banks and fintechs navigating modernization, architecture and delivery decisions.
Technical due diligence
Executive-level assessment of platforms, vendors, operating risk and technology investment readiness.
Board and leadership briefings
Clear sessions on cybersecurity, AI readiness, governance and digital transformation priorities.
Stay ahead of the decision
The African CTO Brief, delivered with purpose.
Briefings on fintech infrastructure, enterprise AI and technology leadership for Africa's financial sector.
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